Calculate Your Retirement Savings Withdrawals Instantly!
South African's Best online Two-Pot Withdrawal Calculator;
Welcome to TwoPotCalculator.co.za
South Africa’s Two Pot Retirement System is changing the way you access your retirement savings—and our calculator helps you make the best financial decisions.
Instantly estimate
How much you can withdraw today from your Savings Pot
The tax you’ll pay on your withdrawal
Your long-term retirement savings impact
Why Use Our Two Pot Calculator?
1. Know Exactly What You Can Access
- The new system splits your retirement fund into:
- Savings Pot (1/3): Accessible before retirement for emergencies.
- Retirement Pot (2/3): Preserved until you retire.
Our tool shows how much you qualify to withdraw based on your current savings.
2. Avoid Tax Surprises
- Early withdrawals are taxed—but how much?
- See real-time tax estimates before making a decision.
- Compare take-home amounts vs. long-term growth.
3. Plan for Your Future
Withdrawing now affects your retirement savings. Our calculator projects:
- Future value of your savings if you don’t withdraw.
- Reduced growth if you take cash now.
- *Example: Withdrawing R5,000 today could cost you R30,000+ at retirement!*
How It Works in 3 Simple Steps
- Enter Your Details
- Get Instant Results
- Make an Informed Choice
No registration needed—100% free!
Who Should Use This Tool?
- Employees with retirement funds (RA, Pension, Provident)
- Freelancers planning for retirement
- Anyone needing emergency cash but worried about long-term effects
Warning: Withdrawing early reduces your retirement income. Always consult a financial advisor for major decisions.