Terms of Use for TwoPotCalculator.co.za

Welcome to TwoPotCalculator.co.za ("Website", "Service", "we", "our", or "us"). These Terms and Conditions govern your use of our retirement calculator and related services.

Important Disclaimer

Our calculator provides estimates only and should not be considered financial advice. Results are based on the information you provide and current tax laws, which may change. Always consult a qualified financial advisor before making retirement decisions.

1. Acceptance of Terms

By accessing or using our Website, you agree to be bound by these Terms. If you disagree, please do not use our Service.

2. Service Description

We provide:

  • Free retirement savings calculator for South Africa's Two Pot System
  • Tax estimation on withdrawals
  • Future value projections

All calculations are for informational purposes only.

3. User Responsibilities

You agree to:

  • Provide accurate information
  • Use the Service for personal, non-commercial purposes
  • Not attempt to reverse-engineer or misuse our systems

4. Intellectual Property

All content on this Website, including:

  • Calculator algorithms
  • Text and graphics
  • Website design

are owned by us or our licensors and protected by copyright laws.

5. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for any financial decisions made based on our calculator
  • We don't guarantee uninterrupted or error-free service
  • We're not responsible for third-party links or content

6. Privacy

Your use of our Service is also governed by our Privacy Policy.

7. Changes to Terms

We may modify these Terms at any time. Continued use after changes constitutes acceptance.

8. Governing Law

These Terms are governed by the laws of South Africa. Any disputes will be resolved in South African courts.

9. Contact Us

For questions about these Terms:

Email: legal@twopotcalculator.co.za

Postal Address: [Your Physical Address]

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Last Updated: 06 April 2025